Get paid for course sales — KYC and bank verification

When a learner buys your course online, MJX collects the money and passes your share to your bank account. To do that, MJX and the payment provider have to know who you are and which bank account is yours — once. Everything for this is on one page, Getting paid & KYC, in four numbered steps.

#Where is it?

Owner and admin only. In the app it is Money › Getting paid & KYC in the side menu. Old links to Complete KYC (/kyc) open the same page.

At the top, Your steps lists the four steps. Each shows Done, To do, Being checked or Not needed, and what it switches on. Tap a step to jump to it.

#Step 1 — Verify identity

Under Verify your Aadhaar in about a minute, press Verify with DigiLocker and sign in with Aadhaar + OTP. MJX keeps only your name, date of birth, gender and the last 4 digits of Aadhaar. When done you see ✓ Aadhaar verified through DigiLocker and do not need to upload an Aadhaar paper.

#Step 2 — PAN

There is no box to type your PAN. It is verified in one of two ways:

• through DigiLocker in step 1, when your PAN is in your DigiLocker — you see ✓ PAN … verified through DigiLocker — no PAN paper needed;
• or press Upload your PAN card (step 4) and send a photo of the card.

#Step 3 — Bank account

The box at the top of this step shows where it stands. Selling a course online and WhatsApp messages both turn on once this is verified — by themselves. In-person classes and login codes work without it.

#Steps

1. A · Who is being paid — Registered / legal name, Name your students see (optional), What kind of business is it, Email and Mobile number.
2. B · Where you are — the Address registered with your bank account and the PIN code (it fills in City and State).
3. C · Your bank account — Name on the bank account (exactly as your bank has it), Account number and IFSC.
4. Tick "I confirm these details are mine and I accept the payment provider's terms for receiving money through MJX."
5. Press Send my details.

#What the status means

#Verification badges

Under an active or pending account you see who checked your details:

• PAN and bank verified by Razorpay
• Bank verified by Razorpay
• Being checked by Razorpay

The section What you have sent shows your record as it stands: last sent, status, the masked account number, IFSC, bank, account name, and what the provider says.

#Step 4 — KYC documents

The step lists what is Still needed — for example your PAN card when DigiLocker did not have it, or a new copy of a paper MJX sent back. Under Upload KYC document, choose Which document is this? (PAN card, GST certificate, Aadhaar, Cancelled cheque, Bank statement, Registration / incorporation, Address proof, Something else), pick the file and press Send to MJX.

A clear photograph is fine — you are never asked to type the numbers. Each document shows its state (waiting for MJX, accepted, or not accepted with MJX's note) and can be opened or removed until MJX accepts it.

#Who pays the gateway charges?

You choose per course, on the course form under Fees on online sales: what the buyer pays ("Ticked = the buyer pays it on top. Not ticked = it comes out of your earnings."):

• Gateway & transfer charges — shown with its percentage, "of what the buyer pays — the payment gateway and the transfer to your bank".
• MJX fee — shown with its percentage "of the course price", where it applies.

The form then works it out line by line: what the buyer pays, gateway charges, transfer charges, MJX fee, and "₹… you receive". In the app the same card is called Fees on online sales: what the buyer pays. See Sell your courses.

#Where is my money?

"What buyers paid, what is yours, and where it is now."

Each sale shows "Sale ₹… → your amount ₹…" and, once sent, its Transfer ID · UTR — the number to look for on your bank statement. Press Show all sales for older ones. Refunded amounts are shown separately and are not counted above.

If you owe MJX money (for learners you added by hand, or refunds MJX paid for you), the top says You owe MJX ₹… — "It comes off your next sale by itself — or pay it now." See Plans and billing.

#Payments you collect yourself

For in-person classes you record cash, UPI, bank or cheque payments yourself (see Tuition and in-person classes). In the app's Payments screen these show "Collected by you — … No MJX fee on money you collect yourself."

#How to change your bank account

1. On Getting paid & KYC, under step 3, press Request bank change.
2. Under Why do you want to change it? say why (e.g. "My old account is closed") and press Send request to MJX.
3. Once MJX approves, enter Name on the new bank account, New account number and IFSC, and press Change my bank account.

#Who can use this?

#Questions people ask